Started cash budgeting in September of 2023 but I would still use my credit card sporadically and it was sabotaging me. In January 2024 I cut up my credit card and went 3 months COMPLETELY credit card free to get my self discipline under control. Now I very rarely spend unintentionally and life feels so good🫶🏻 #creditcards #personalfinance #canadianfinance #personalfinancejourney #savingmoney
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